Wisdom for Finances


It is very important that you understand that miracles are not designed to replace principles. It is recorded that Jesus once walked on water. That was a miracle. But we don’t see him walking on water every day and replacing the need for boats. Another example, Jesus fasted for forty days and forty nights. But that doesn’t mean he did not eat after that. There are natural laws, principles one should follow if you are to live a balanced, fruitful life.


Especially one it comes to money, there are some principles you must understand. One of such is the principle of planning for the future. Yesterday, we established that anyone who realises that he will not be on the earth forever will not live covetously. This however doesn’t mean you should not plan ahead. Like Joseph, you may know supernaturally that there will be seven years of plenty and seven years of hunger. But you will need to save for those seven years. Don’t spend frivolously, be sure to spend within your means and put something aside for tomorrow.


In Acts 11:28,29, Agabus prophesied that there would be famine. The disciples didn’t pray about the famine, they decided to send relief to those who would need it the most. Proverbs 27:12 says: “A prudent man foreseeth the evil, and hideth himself; but the simple pass on, and are punished.”


There are also somethings the bible says about borrowing many Christians tend to misunderstand. Deuteronomy 15:6 for example, is a verse many use to conclude that borrowing is a sin. For the LORD thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee (Deu 15:6). This was a prophecy to the Israelites that they would have so much, they would not need to borrow. But it was not an instruction given to everyone who follows God. In fact, if you start reading from verse one, you’d realize that the chapter began by giving instructions on how to borrow.


God can give you a personal instruction not to borrow but that doesn’t mean it becomes a doctrine. In fact in 2Kings 4;1-3, Elisha specifically asked the widow to ‘borrow not a few.’ Sometimes borrowing is a very smart thing to do. But you must have the means to pay back. Psa 37:21  says: “The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.” Learn also not to borrow for trivial things. Be content with what you have. But if it will be a smart move to borrow, and you don’t have a personal instruction from God not to do so, then make a calculated decision and just do it.